The rest of the Attribute points increases the maximum by 14 levels each, and every Focus point increases it by 40. The first attribute point only increases the skill maximum by 4 levels. That said, the max skill level formula is a bit more complicated. That’s why the Learning Limit of 240 with the maximum of 10 Attributes and 5 Focus points reaches below the 275 skill levels needed to reach the final perks, you can’t get to the final perks without exceeding you learning limit. When your skill level exceeds your learning limit, you begin taking a “ Learning Limit Exceeded” penalty to your exp rates. The pace at which you approach your learning limit does not affect the rate at which you earn experience, so it’s always a good idea to invest your points as soon as you get them. Every Attribute beyond 1 increases your learning limits by 10 levels and every Focus beyond 0 increases it by another 30. When you add an Attribute or Focus point to one of your skills, the game increases not just the rate at which you gain experience but also how far you can learn that skill. TLDR: It is level 30-31 depending on smithing perks, although you’re very unlikely to max out every skill to get there.
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